Sankaracarya's Vivekachudamani 478

तटस्थिता बोधयन्ति गुरवः श्रुतयो यथा ।

प्रज्ञयैव तरेद्विद्वानीश्वरानुगृहीतया ॥

taṭasthitā bodhayanti guravaḥ śrutayo yathā |

prajñayaiva taredvidvānīśvarānugṛhītayā |

(Sankaracarya's Vivekachudamani 478)

Standing apart, the teachers and the scriptures instruct the disciple; the learned must cross over (avidya) by illumination backed by the Grace of God.

When one is under the guidance of Bonafide Spiritual Master or learning deeply from scriptures, yet such submissive leaner should learn how to realize the Supreme Lord and cross the ocean of ignorant. There is no point when one is not make effort to cross the material attachments, even he is still learning the scriptures. The sublime truth is there but one is eager to cross the bondage.